Ketentuan Penggunaan

Please read these Terms of Use ("Terms") carefully before accessing or using the Kokoh Milikarta website and platform ("Website"). By accessing or using the Website, you confirm that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree, you must stop using the Website immediately.

1. Umum

1.1. You are invited to visit Kokoh Milikarta ( «https://kokohmilikarta.com» )
Email us at info@kokohmilikarta.com
1.2. This website provides information about third-party platforms ( "Third-Party Platforms" ) for conducting trading activities (the "Services" )
1.3. These Terms govern your access ( "You" , "Your" , or "User" ) to the Website and Services. Before accessing the Services, you must read these Terms carefully. These Terms constitute a legally binding agreement between you and the owner of this website. By using this website, you agree to these Terms in their entirety. These Terms may be updated from time to time.
These Terms incorporate our Privacy Policy. By accepting these Terms, you also accept our Privacy Policy. (You can read our Privacy Policy here ).

2. Kelayakan

2.1. The Website is accessible to you provided you meet the following conditions:
2.1.1. You are at least 18 years of age.
2.1.2. You are legally capable of entering into and agreeing to these Terms and Conditions.
2.1.3. The laws applicable in your country of residence or the country from which you access the Services do not prohibit you from using the Website or any services available on it.
2.2. We make no representations, warranties, or guarantees regarding the legality of the Website or Services for any particular user. We are not responsible for any unlawful use of the Website or Services by any user.

3. Restricted regions

3.1. Without limiting the scope of information provided, we reserve the right to restrict access to the Services and/or Website (or any part thereof) for: (i) users residing in restricted territories ("Restricted Territories"); and (ii) users we reasonably determine may pose a regulatory, legal, or reputational risk.
3.2. We may also impose additional requirements before accepting users who are nationals of certain countries. If a user travels to a Restricted Territory, the Website or Services may be temporarily unavailable or blocked.

4. Aktivitas yang Dilarang

4.1. You agree to use the Site and Services responsibly. You must not:
4.1.1. Connect to or use the Website to download, upload, share, publish, transmit, or distribute: (a) information or materials that infringe intellectual property rights, privacy rights, property rights, or any other rights; (b) information prohibited from publication or distribution due to threatening content, defamation, libel, or racism; (c) information containing viruses or other software capable of damaging our systems or those of third parties, or that blocks or restricts other users from accessing the Website; (d) information or materials that violate applicable law; or (e) information or materials containing advertising or other content without our prior written consent.
4.1.2. Alter or remove any attributions, legal notices, labels, or markers that are proprietary to this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with other users' access to or use of the Website or Services.
4.1.5. Use bots or other automated techniques to access the Site and/or its Services.
4.1.6. Upload, transmit, or attempt to upload any content that actively or passively engages in data collection or transmission mechanisms — including web bugs, cookies, or spyware — without our prior written consent.
4.1.7. Frame, mirror, or otherwise replicate the appearance or functionality of the Services by any method.
4.1.8. Violate applicable laws or regulations, or encourage or facilitate illegal activity, including trademark infringement, copyright infringement, defamation, privacy violations, identity theft, or distribution of counterfeit software.
4.1.9. Alter or modify the source code of this Website, or upload applications or software that may cause damage to the Website or any third party.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to provide the Services.
4.2. These terms are in addition to any other rights we may hold. If we determine that your use of the Site does not comply with these Terms and Conditions or applicable law, we may monitor your use of the Website or Services, block access, disclose your behavioral patterns on the Website to third parties, or take any other action necessary to protect the rights and property of third parties.

5. Hak kekayaan intelektual

5.1. Website content — including video-based content, text, images, logos, audio, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in and to the Services and Website remain solely ours. Access to the Services and Website under these Terms and Conditions does not grant Users any intellectual property rights.
5.3. The Website and/or Services may only be accessed by users for personal, non-commercial purposes.
5.4. You may not permit any person to modify, reverse engineer, decompile, copy, sublicense, or lease the Services or Website, or create any derivative works based on them.

6. Batasan Tanggung Jawab

6.1. The Website and Services are provided for your use at your own risk. We make no warranties, express or implied, regarding the Website or Services, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, or warranties relating to accuracy, completeness, timeliness, or availability. All content and functionality accessible through the Website is provided "as is," "as available," and "with all faults."
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the Website, nor for any interruption or failure in the transmission of or through the Services.
6.3. You are solely responsible for any decisions made based on information found on the Website and/or within the Services. We are not liable for any direct or indirect losses suffered by you or any third party arising from use of the Website or Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — to you or any third party, including loss of revenue or data arising from your use of the Website and/or Services. This limitation of liability applies to the fullest extent permitted by applicable law.
6.5. We bear no responsibility for technical failures involving internet or telephone infrastructure, computer or server systems, or any hardware. We are not liable for any issues arising from internet use.

7. Third-Party Content and Services

7.1. When using our Services, you may encounter content and services from third parties, including advertisements or reviews from Third-Party Platforms.
7.2. We are not responsible for any information or products referenced through such content. That information may not always be current or up to date.
7.3. Verify the accuracy of any information before making a decision. You are solely responsible for all decisions and actions taken based on that information.

8. Tautan

8.1. This site contains advertisements and third-party content accessible via external websites ("Links"). Before downloading, relying on, or accessing any information obtained through these sites, software, or materials — or before completing any purchase or transaction — you should be aware of this. These Links are provided for convenience only. We are not responsible for any loss or damage arising from the use of or reliance on information, products, or services available through third-party websites or programs.
8.2. The inclusion of any hyperlink on this site does not imply endorsement, authorization, affiliation, or any form of approval by us of that website, its software, or its operators.
8.3. We do not review all hyperlinks on this site and are not responsible for the software or websites they reference. We advise caution before using, relying on, or making any purchase through a linked website or application. We are not liable for any loss or damage resulting from use of or reliance on products, information, or content accessible via third-party websites.
8.4. It is your responsibility to review the terms and policies of any third-party website. We strongly recommend doing so before engaging with any third-party site.

9. Lain-lain

9.1. Kami berhak untuk mengubah, menghentikan, atau memodifikasi Layanan kami kapan saja. Perubahan tersebut tidak akan merugikan Anda, dan Anda tidak dapat mengajukan klaim apa pun kepada Kami atas dasar perubahan tersebut.
9.2. Ketentuan dapat diubah kapan saja. Kami akan memberitahu Anda dengan menerbitkan versi terbaru dan memperbarui tanggal di bagian atas halaman. Setiap perubahan akan berlaku dalam beberapa hari kerja. Dengan terus menggunakan situs web setelah perubahan diterbitkan, Anda dianggap telah menyetujui Ketentuan yang telah diperbarui.
9.3. Pengguna mengakui dan menyetujui bahwa informasi apa pun yang dikirimkan melalui situs web tidak menciptakan hubungan apa pun di luar yang dinyatakan secara eksplisit dalam Ketentuan ini.
9.4. Ketentuan ini beserta Kebijakan Privasi, sebagaimana diubah dari waktu ke waktu, merupakan keseluruhan perjanjian yang sah antara Kami dan Pengguna. Janji, pernyataan, atau perjanjian lain — baik lisan maupun tertulis — yang tidak tercantum di dalamnya tidak mengikat para pihak secara hukum.
9.5. Kegagalan untuk menggunakan hak atau wewenang apa pun yang diatur dalam Ketentuan ini tidak dianggap sebagai pengesampingan atas hak atau wewenang tersebut. Penggunaan sebagian atau seluruh hak tersebut tidak membatasi penggunaan hak atau upaya hukum yang sama atau lainnya.
9.6. Apabila suatu ketentuan dinyatakan tidak sah oleh pengadilan yang berwenang, ketentuan tersebut dianggap tidak berlaku, sementara sisa Ketentuan tetap berlaku sepenuhnya. Ketentuan yang tersisa akan ditafsirkan sesuai dengan maksud dan makna klausul yang dikecualikan berdasarkan putusan pengadilan.
9.7. Ketentuan ini mengizinkan mitra pihak ketiga untuk mengalihkan atau mentransfer seluruh hak dan kewajiban. Operator pihak ketiga dapat mengelola situs web beserta seluruh layanannya. Anda tidak diizinkan untuk mengalihkan atau mentransfer hak maupun kewajiban Anda berdasarkan Ketentuan ini.